One set of books
Day-to-day bookkeeping, invoices, payroll, and receipt photos in one place.
Bookkeeping · 记账 · Free
JoshMoney
A free bookkeeping app for sole proprietors and shop owners. Track profit, send invoices, run payroll, store receipt photos, and get monthly tax estimates plus year-end exports for Canada and the U.S. Works without an account; optional Google or Apple sync. Not a bank. Does not file your return.
给个体户和店主自己用的记账本，现在免费。记账、看利润、开发票、开工资、存收据， 并按加拿大 / 美国税制估算每月应交税、准备年度报表。不开账号也能用；需要时用 Google 或 Apple 同步。 不连银行，不代收款，不向税局提交。
Features
iOS & Android
Canada & U.S. tax
Monthly estimates and year-end exports (T2125 / GST; Schedule C). Reference only — not e-file.
Home reminders
See profit, tax collected, and receivables. Get reminded when tax, pay, or a collection is due.
Invoices
Create invoices, share PDF, and track partial payments.
Payroll
Payslips with tax estimates for reference. Issued slips stay as recorded.
Receipts
Store receipt photos on your device. Optional backup to iCloud or Drive.
Offline-first
Core bookkeeping works without an account. Data stays on your device by default.
Optional cloud sync
Google or Apple sign-in when you want backup. Cloud is optional, not required.
Not tax advice
Reports and payslip deductions are for reference — confirm with your accountant before remitting or filing.
No money movement
No payments, bank transfers, loans, or CRA NETFILE submission through the app.